Posts tagged: pelan takaful

Takaful Health, medical card dengan NCB

Kalau dulu Prudential memperkenalkan medical card dengan NCB, kali ini Prudential BSN Takaful pula mengikut jejak.

alhamdulillah, PruBSN Takaful adalah company takaful pertama yang memberikan perkhidmatan medical card sebegini.

Ini adalah keratan akhbar dari The Star.

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Prudential BSN Takaful launches new medical plan


KUALA LUMPUR: Prudential BSN Takaful (PruBSN), introduced its latest medical plan – the Takaful Health – a “first” for the Takaful industry in Malaysia with its annual No Claim Bonus (NCB).

PruBSN is a joint venture company between Bank Simpanan Nasional (BSN) and Prudential PLC (Prudential).

Its chief operating officer Azim Mithani said Takaful Health provides comprehensive hospital and medical coverage until age 80 as an extension to the Takafulink and Takaful Cerdik, the company’s pioneering investment-linked protection and educational insurance plans respectively.

“However, unlike other medical plans, Takaful Health also pays our customers to stay healthy through its innovative NCB feature of up to RM500, depending on the package.

“Basically, if they don’t make a claim, we pay our customers,” he told reporters after the product launch here on Monday.

The new product has received an encouraging response since commencing sales on November 12.

“As such, PruBSN expect it to be a significant contributor to our business,” he added.

He also said there was enormous potential for the Takaful industry to grow, due to the still low take-up by Muslims for Takaful coverage.

“I am confident that with the strategies in place, we will be able to help accelerate the development and growth of the Malaysian Takaful industry,” he added.

Azim also said PruBSN will also be introducing several products next year.

PruBSN has about 300,000 customers at present. – Bernama


all-in-one-plan

Plan takaful dari PruBSN merangkumi 6 keperluan utama:

1. Hospitalization & Professional services

Perbelanjaan perubatan dibiayai mengunakan medical card. Perbelanjaan yang ditanggung adalah seperti bilik/penginapan, Unit Rawatan Rapi/ICU, pembedahan dan perkhidmatan dalam hospital yang berkaitan.

2. Hospital Benefits

Setiap hari ditahan ditahan di wad membolehkan anda untuk claim Elaun harian. Anda boleh claim sehingga RM400 sehari. Bayangkan jika masuk 10 hari! Ada lagi, setiap surgeri akan diberi elaun tambahan.

3. Critical Illnesses

Lump sum benefit akan dibayar sekiranya disahkan mengidap penyakit kritikal.

4. Accidental Benefits

Manfaat tambahan untuk kematian atau kecederaan akibat kemalangan. Kemalangan bukan maksudnya kemalangan jalan raya sahaja, kalau kena minyak panas pun dikira kemalangan. Contoh lain, jatuh tangga, jatuh longkang atau kena sambar petir.

5. Total Permanent Disability / Death Benefits

Lump sum benefits akan dibayar jika lumpuh/kudung/buta. Ada lagi, setiap tahun akan diberi elaun. Jika berlaku kematian, wang akan diserahkan kepada keluarga.

6. Savings/ Investment

Memandangkan ini adalah polisi Investment Link, sebahagian dari wang anda dilaburkan seperti unit trust. Tidaklah duit yang dibayar hangus begitu sahaja. Tiada tempoh matang, lebih fleksibiliti untuk anda mengeluarkan duit pada bila-bila masa. terms & conditions apply.